Insurance and the end of the world

At the time I write this is the end of the world a few days ... If you believe the Mayan calendar. And if you're like most people there, I'm sure you do, the obvious question in the minds of most people, "that my insurance covers my cars and houses if they are destroyed at the end the world "? He also referred to his habit of life "to pay a death benefit if you do not at the end of world events Here are some things to put you at ease when your insurance.:

Most insurance policies in particular the list of things that are excluded from coverage, and the list can easily find all the policies that you buy. Check your policy and you will probably find that Apocalypse is not listed as an exception to coverage. I know what you may think, led to the end of the world will have a cover, like meteors, storms and volcanic eruptions in Yellowstone National Park beautiful. Do not worry, you probably will not find one of these disasters is presented as an exception or.

Even things that are exempt are protected if you are willing to spend a few dollars more. Earthquakes and floods, both real possibilities end of the world comes, are generally not covered by insurance. However, you can usually add a rider earthquake and your house insurance against flooding through the National Flood Service.

If your neighbor has also survived the Apocalypse, but breaks into your house to steal your survival kit, your insurance company will replace your policy. If they steal your 4 x 4 to get to higher ground, how to perform a complete coverage. Insurance companies do not ask why something has been stolen or refuses to replace only part of flight had to do with the end of the world.

If your home is not damaged, but a burst of EMP knocked out power to half of the continent, do not worry about the hundreds of pounds of food placed in the freezer in preparation. Most home insurance policies are covered by the energy loss resulting from damage to the food. Just eat dry food and fruits in your garden as a sustainable power is restored. Then call your insurance company and your application. Your home should provide the money necessary to fill the freezer in his underground bunker (less the deductible).

If you buy the type of (non-fatal accidents) life in only two types of death cannot evade the payment of his family is fraud and suicide (the first year or two, depending on the state in which they live). Whether the plague, swallowed by the earth under your hole, dropped asteroids falling or even a plan, it fell by asteroids, your insurance will pay your beneficiaries a death benefit so that you have a lot of money in the stock option plan to live underground bunker.

They can increase the chances that the end of the world, leave your home or car, but not much to worry about your insurance does not cover the damage. And if it does not put your mind at ease, you can always leave the car and the house and moved into the ark of the team that built for his family to prepare for flooding.