Microcredit for entrepreneurs

In Micro Bank consider in professional projects. So micro-credit business are aimed at entrepreneurs, freelancers and small businesses.

Micro-credit is a financial personal loan aimed at freelancers and micro businesses that need financing to start, enlarge or merge their business, or to meet working funds needs. Your maximum amount is 25,000 €. No need for provision of collateral and the maximum period for repayment is 5 years and may include a lack of 6 months. As a basic requirement, it is necessary to present a business plan to study the achievability of the project proposed for funding.

For any such micro-income self-employed less than € 60,000 and micro enterprises with fewer than 10 employees and a turnover below € 500,000.

The social Microcredit is a personal loan of the same features as the financial microcredit, aimed at financing self-employment projects promoted by people who may have difficulty accessing traditional credit system and have the advice prior to the granting of microcredit in some of the Micro-Bank acquaintances. In these operations is also necessary to present a business plan that, in this case, must be accompanied by the feasibility report of the collaborating institution has advised the customer.

Small loans to businesses have a promise issued under the Framework Programmed for Innovation and Competitiveness of the European Community.